About Us

Hamilton Locke is one of the leading providers of debt advice in the UK. Over the years Hamilton Locke has helped tens of thousands of people who have felt the strain of unsecured debt.

Hamilton Locke abides by the principles on debt management as laid down by the Office of Fair Trading. It is proud of its reputation within the debt advice sector and strives to find a solution to the debt problems faced by every consumer that it is contacted by.

We are able to provide help and assistance on a wide range of subjects.
These include: -

  • Debt Management Plans (DMP)
  • Individual Voluntary Arrangements (IVA)
  • Trust Deeds
  • Mortgages
  • Insurance
  • Bank Accounts
  • Bankruptcy

Hamilton Locke is part of the Fidelitas Group, which also includes The Debt People, one of the leading providers of IVA advice in England and Wales.

Important Information About Our Service & Fees

Whilst we strive in all cases to negotiate the best deal with your creditors, we cannot guarantee a reduction in interest or charges. Also as one of the largest providers of debt management solutions in the UK, we are able to provide initial advice over the phone without charge, however, if a debt solution is taken out, please be aware that fees will be charged. We aim to keep these fees as low as possible and believe that we are very competitively priced, for detailed information on our fees, including examples for each product, please click this fees link.

Further Additional Information

What if you decide that I don't want to go ahead? - click here.

Will your credit rating be affected? - click here.

The insolvency service has produced a guide for people who are struggling with debt. This guide outlines each of the available solutions. You can download the guide by clicking the following link - In Debt? Dealing With Your Creditors.

If an IVA is not maintained it could lead to bankruptcy.